Late one night, around eleven o’clock, in May of 2007 I was driving home from my, then, fiancés’ apartment. I was one of only four other cars on the road as I approached the seven lane toll plaza headed for the far correct “SmartTag” lane. To the moral of the “Shimmering Tag” lanes are the “exact change” lanes farther right are the “full service lanes.” There were no other cars in my lane as I decelerated into the Smart Tag approach but there was a sport utility vehicle with out of status plates and a driver who was, rather animatedly, talking on his cell phone, ahead of me and to my lawful, in the exact change lane. This vehicle was, in fact already at the safety barricade and about three to four car lengths ahead of me.
This was the situation I was confronted with when the driver of the SUV suddenly and apparently decided that he did not have exact change and that the open Smart Tag lane would do for him to simply run right through. Without taking his ear off his cell phone or looking over his shoulder he made a ninety degree left hand turn, into my path, then a ninety degree right hand turn. By this time I was less than a car length a way and, even though I had been decelerating, I was quiet moving at around fifteen miles per hour and stopping my 2004 Dodge Dakota Quad cab that mercurial was simply not an option. In a split second I had to decide what to do.
It was not really a choice. While personally I really didn’t mind plowing into the side of Mr. IcantgetmyearoffthephonetowhatchwhereImgoing, he was protected, for staring at me out of the driver side rear window, of his SUV, was a young girl, maybe eight years old. I was not about to hit a child if there was any way I could ever avoid it. In that split second I cut into the crash barricade of the toll plaza while sounding my horn because I was not definite I was going to miss him.
When the world stopped spinning I found my truck, with the front end torn up, sitting up on the barricade. The SUV was stopped in the toll plaza, with the driver still on the phone. Several toll plaza workers were running towards the scene from the chunky service booths at the opposite extinguish as I climbed out of my truck. The SUV drivers’ wife poked him and said something to him angrily at which point he suddenly closed his phone and put it away. Then he rolled down his window and yelled, “Hey man, I’m sorry I cut you off!” I replied, “Sorry, doesn’t fix my truck.” At this point the gentleman took off at a high rate of speed. I managed to score a partial plate number and it was not enough to track him down.
Fortunately for me the toll workers had seen the accident and my skid marks clearly indicated that I had been properly approaching the booth and suddenly swerved. The police officer taking the report agreed that it was quite obvious I must have swerved for a reason, particularly with witnesses who saw the reason. The whole thing was written up as being caused by another vehicle which drove off and, in my position, this comes under “uninsured motorist” coverage. My truck was fixed and my insurance did not go up. By God’s good grace, no one was hurt.
While I am certain none of you have ever done so, we have all seen people driving down the road, with a cell phone glued to their ear, yapping away to someone and paying absolutely no attention to the vehicle they are driving. This has gained national attention with state legislatures across the country either passing or attempting to pass laws concerning this issue.
People get worked up over this also and just do not contemplate what they are doing wrong. About four years ago, while serving on a rescue squad, I responded to a call for a “10-50 with rollover.” That is to say, a single car accident in which the vehicle had rolled over. When we arrived at the scene we found what had been a nice BMW, lying on its roof beside the road. The driver, a seventeen year old male was out of the vehicle and pacing up and down beside the road while, you guessed it, yapping on a cell phone with his soon to be ex-girlfriend, who was in the process of breaking up with him. Ahh, puppy love! Bystanders told us that he had been on the phone when he wrecked the car, when he crawled out of the car, and ever since. He was walking a little funny and favoring one side. There was a “significant mechanism of injury.” This kid needed to be back-boarded, have his cervical spine immobilized and be transported to the ER to be checked out, there was a very good chance that he could have some damage.
He needed that but we could not get him off the cell phone. He would not acknowledge to the Emergency Medical Services personnel or the fire personnel on scene. Anytime I, as the ranking officer on scene tried to speak with him, he would angrily wave me off and turn and walk the other way. After several minutes a police officer arrived on scene and approached the young man. The officer said to him, “Sir, we need to talk.” Of course the young man responded by what had become his routine, an angry wave off and then turning to walk away. The police officers’ response was simple and speedily, he plucked the cell phone from the young mans hand, quickly told whoever was on the phone, “he’ll cal you back” and clicked it closed. The young man turned around extremely angry, ready to explode and the officer simply told him, “Son, you have more considerable things to worry about right now.”
The young mans reaction to this? Did he calm down and asses his spot, and then try to make the best of it he could? Let us just say, when his father go there, the kid was handcuffed to a stretcher, screaming bloody murder at everyone around him. Angry at the officer for not letting him finish his cell phone conversation!
Is there any wonder this accident happened in the first situation? The kid never did notice where he was doing anything wrong. The fact that he had unprejudiced wrecked a very expensive section of machinery, his daddy’s BMW and done so while narrowly missing a parking lot tubby of other cars and people, was nowhere on his radar. The only thing that he was concerned with was his conversation on the telephone.
“Well, it’s because he was seventeen,” you might say, “he didn’t know any better.” Sorry, I have run many calls with older people who have done similar things. Just none quite as, shall we say, persistent, about it?
The “talking-on-cell-phone-while-driving” phenomenon crosses all age boundaries, all race boundaries, all socio-economic boundaries, and include both genders. Have I done it? Sadly, yes, I have caught myself doing it. My rule is, I will hit “answer” long enough to express someone, “I am driving now, I will have to call you back in a minute.” Then I hang up. Of course, now a marvelous little contrivance has advance out which I will get into in a bit.
Then there is a whole other side of cell phones, and cell phone usage while driving, and this is of course, text messaging. Another thing I am sure most of you have seen someone doing, driving down the road typing out a message on a keypad the size of a pack of cigarettes. I can barely answer my teenaged daughters’ text messages while sitting at my office desk. I don’t want to imagine trying to do it while driving, there is a disaster waiting to happen.
So what do we do about this? First, is it really a new problem? Think about this, let me recall you back in time, to the days before cell phone. This is for those of us dinosaurs, who are old enough to remember such things, but that actually was a time before cell phones. I do remember bad drivers succor then too. I would see them in the morning, driving into town, reading the paper, shaving (or putting on makeup) while eating breakfast and drinking a cup of coffee, all at the same time. I used to mediate their car must drive itself because the person unhurried the wheel distinct wasn’t driving.
My point is, whether we ban cell phones altogether, or merely say that teenagers can not use them while driving, whatever we do, and awful drivers are bad drivers. Cell phones are merely the symptom not the disease. True, they are a prevalent symptom and really, “in our faces,” at the moment. But the problem is still that there are a great many people out there who are incapable of using a bit of accepted sense.
What kind of common sense you ask? Well, here are a few rules I have imposed on myself and my teenaged daughter who has her learners permit.
For her, while she has her learners permit, she is absolutely forbidden to exhaust her cell phone in the car at any time. I do not care if the car is parked with the engine turned off. No cell phone if she is behind the wheel. My reasoning is simple, at the moment her job is to learn to drive, nothing else. Period, dot, end of sentence. Okay, I use the “tyrant” method of parenting, it works.
For me? I no longer do the “quick answer” method I described earlier.” Frankly, I was uncomfortable with that anyway and usually unprejudiced let it go until I was stopped somewhere. Remember, I have driven an ambulance for some years and I know that the safety of the vehicle I am driving is my responsibility. It is not impartial for me but for any other passengers as well as for anyone I may hurt in another vehicle or alongside the road by my actions. I take driving seriously, which is probably why I have +5 positive driving points on my portray and get regular rebates from my insurance company.
What I do consume now is a superb little device called “Bluetooth.” I can assign it in my ear and talk on it just like I am carrying on a conversation with someone sitting beside me in the truck. My hands are free for driving, my head is free to move around and my vision is not restricted.
I know there is someone reading this who is scowling accurate now and saying, “NO! No cell phone at all!” To them I say, “Have you ever driven a car while talking to a passenger? It is the same thing. Now, where I do limit myself is dialing. I do not dial while driving for the same reason I do not try to text message while driving, it is a disaster waiting to happen. My phone is supposed to have voice activated dialing, I can tap the Bluetooth, on my ear, direct it who to call, and it calls them. The next time it works will be the first. Basically, I can call someone before I begin to drive or I can answer a call while driving. In a pinch I may call someone I have on speed dial while I am sitting at a stop light but that is pushing it.
I used to have a CB in my truck, in the days before cell phone, a lot of people did. CB’s occupy up a lot more of your hand usage than a Bluetooth does but I never heard anyone complaining about CB’s causing accidents. The bottom line is the cell phone/accident issue is simple. Use some common sense. Do not be texting and dialing while driving. Only use a phone if you have a hands free device like Bluetooth of something similar, do not be reading text messages while you are driving and do not become so focused on your conversation that you lose your situational awareness for what is going on around you. If you can walk and chew bubble gum at the same time, you can carry on a conversation and drive at the same time, just do not be doing all the other stuff which will distract you.
Filed under Infinity Car Insurance by on Feb 27th, 2011. Comment.
The 2011 Acura MDX exists in a very crowded market segment populated by some very talented players like the BMW X5, Audi Q7, Land Rover LR4, Mercedes GL, Cadillac Escalade, Lincoln MKT, Lexus GX and many more. There's also a contingent of fully loaded 7-passenger SUVs offered by pretty much every other mainstream automaker to deal with as well. So why is the MDX such a perennially popular choice?
To start with, the 2011 Acura MDX just makes a whole lot more sense than most luxury SUVs. Honestly, do you need a special rock crawl setting for your 4-wheel drive system when it spends most of the time in a parking lot at Neiman Marcus?
Acura's SH-AWD System is All You Will Ever Need
That's why the MDX's advanced SH-AWD system is designed to optimize road holding on pavement in dry weather and also increase traction on same said roads in wet, icy or snowy conditions. SH-AWD is recent in that it can apportion (Acura likes to exhaust the term “torque vectoring”) power to whichever individual wheel needs and this means it gives this big 7-passenger SUV grip in all weather conditions on pavement.
This is not an off-road vehicle but who really takes their luxury SUV off-road? Please, no notes from Range Rover owners in Borneo.
The 2011 Acura MDX is a Terrific Value
Beyond this there are some other salient reasons why the 2011 Acura MDX is the smartest buy in the luxury SUV segment. In other words, if you have enough money to afford the $42,950 unpleasant notice the MDX should definitely be on your short list.
While that may seem like a lot of money to some it is actually quite a deal considering its feature count and the fact that most mainstream brands from Toyota to Ford have similarly sized and equipped SUVs that cost that worthy. Also, features like Bluetooth, leather and USB/iPod integration that are standard with the MDX are often times optional on models from makers like BMW and Mercedes. For the recount “leatherette” is not actually made from cowhide.
My Tech Package equipped tester was still unprejudiced $46,255 and included 3-zone GPS controlled Climate Control, voice activated in-dash navigation, a 3-view back-up camera, 10-speaker Acura/ELS surround sound audio system, Bluetooth, USB/iPod integration, Power driver/passenger seat, heated front seats, leather seats, 18-inch alloy wheels, a power liftgate, power windows/locks/mirrors, a moonroof, XM satellite radio and much more.
The 2011 Acura MDX is Made to Seat Seven
Granted, the third row of seats in the MDX are best left on longer trips to children but having tested this SUV with two kids in the back I can verify that they were very comfortable. There was even a fight over who could sit back there which should tell you something about how much kids like riding back there.
And even if your kid doesn't care for it, the third row can always be dilapidated to separate two of your children should they start picking on each other in the second row. Not that the third row should be viewed as a punishment but given how far it is from the driver's seat you won't have to listen to them complain. If you can still hear them you can always crank up the grand 10-speaker Acura ELS audio system.
The 2011 Acura MDX is Built to Last
Attention dog owners and parents! Your “children” will not be able to destroy the interior of this very luxurious yet solidly built SUV no matter how hard they try. During my week of testing there were torrential downpours and mudslides in Southern California where I live and the interior of the MDX cleaned up nicely.
The interior of the MDX also has enough cubbies, cupholders and storage nooks to perform a minivan owner jealous. There is also an optional rear seat DVD entertainment system available to support the kiddies happy. The MDX's interior really is a comfortable driving environment perfect for family road trips as long as you own the car. The MDX really makes for a wise long term ownership proposition.
The 2011 Acura MDX is Everything You Need it to Be and Nothing You Don't
The MDX has a huge list of standard luxury features, is affordable, has a Top Safety Remove rating from the IIHS (Insurance Institute for Highway Safety), seat seven comfortably and has 83.5 cubic feet of cargo room with the second and third rows folded flat. It gives you Acura's awesome SH-AWD system as standard and is very stylish to boot.
It is routinely Acura's best-selling model and when you look at its many merits it is easy to see why. So what are you waiting for?
Vehicle Tested: 2011 Acura MDX with Tech Package
Base Price: $42,580
Price as Tested: $46,255
Options on Test Vehicle: Tech Package—(Acura verbalize activated navigation with Real Time Weather, Traffic and Built in Zagat Restaurant Guide, Multi-View Back-up Camera, Sport seats with Premium Leather, USB/iPod interface, GPS-Linked Tri-Zone Climate Control, HDD (Hard Disk Drive) for Song Storage, Acura/ELS 10-speaker Surround Sound Audio System)
Engine: 3.7 liter V6 with VTEC
Power: 300 horsepower/270 lb. feet of torque
Transmission: 6-speed automatic with SH-AWD (Spruce Handling All-Wheel Drive)
0-60: 7.5 seconds (estimated)
EPA Fuel Economy: 16 city/21 highway
Economy as Tested: 16.4 miles per gallon
Gas Tank Size: 21 gallons
Runs on: Premium Unleaded
Cargo Space (Late 3rd Row)—15 cubic feet
(Gradual 2nd Row)—42.9 cubic feet
Behind 1st Row)—83.5 cubic feet
Turning Radius—37.6 Cubic Feet
Curb Weight—4,550 lbs.
Tow Capacity—5,000 lbs.
Warranty—4 year/50,000 mile bumper to bumper coverage
6 years/70,000 mile powertrain coverage
Crash Test Ratings—IIHS “Top Safety Pick”
Vehicle Built in—Alliston, Ontario (Canada)
North American Parts Content—65%
Source: Acura.com
Filed under Infinity Car Insurance by on Feb 23rd, 2011. Comment.
Everyone thinks they are a great driver. We all have totally different perspectives as we sit safely leisurely our windshields, harshly judging all the other “idiots” driving around us. It is an undeniable fact that magnificent much everyone thinks they are grand at driving. Why do so few people have the self-awareness to realize that they are automotive menaces?
Keeping that in mind, who can hiss us if we just might possibly be causing problems out there on the road? Well, for one, you might want to trust the opinion of your auto insurance carrier. First off, are your premiums costing you about as much as the inappropriate domestic product of Uruguay? If so, you might want to think about some driving lessons or buying a more sensible car.
Auto insurance carriers look at the number of tickets you have, frequency of accident claims, your age and your gender to calculate how much they will charge you each month. Let’s say you have a Chevy Suburban and you have five accident claims where you backed into someone in a parking lot. Granted, you may have four kids but there are many smaller seven seat SUVs on the road like the Acura MDX and Toyota Highlander. These vehicles, due to their smaller size, have much easier dimensions to judge as you are trying to maneuver that crowded Wal-Mart parking lot.
Statistically men are also far more likely to have auto accidents because of their propensity to drive more aggressively. While this may be good, not all men drive aggressively. Some drive in the lickety-split lane on the freeway at 45 miles per hour with their left turn signal on. But other than possibly signing up for gender reassignment surgery, there is no way for a man to make his insurance carrier hold he has less testosterone than other males.
Turning 25 years obsolete isn’t really an auspicious event other than the fact that you will see your insurance rates plummet when you are 25 years and one day old. Why a 25 year faded is so much more trustworthy than a 24 year old is a mystery not even most insurance agents can define, it is objective a fact of life. Enjoy the fact that your 25th birthday is something to celebrate—it is a slippery slope to 30.
Now, if you don’t have any body panels on your car that aren’t dented and you have 15 outstanding speeding tickets that you haven’t paid please pull over and throw your keys in a bush. You should not be one the road. You truly are a menace to society. Insurers may profit off of you and charge you outrageous rates, but perhaps the truly responsible thing is to surrender your license.
Filed under Infinity Car Insurance by on Feb 18th, 2011. Comment.



